Why Compare Classic Car Insurance?
Before putting pen on paper you need to compare classic car insurance. As a proud owner of a vintage or classic auto that is more than 20plus years, you are aware of the numerous hours and effort you put to maintain the timeless piece of machine. And this is why you pay extra attention to the car’s condition, functionality, as well as handling. However, just like any other machine, the car is likely to be involved in an accident. When this happens, you want to be able to repair or replace the car sooner-rather-than-later. Comparing different insurance plans for classic cars brings to light the following aspects:
Definition of a Classic Car
Your definition of a classic car may not be same as that of an insurer. Also, the terminology differs amongst the service providers. Generally, classics are defined as cars that are more than 30 years old. However, the description is always changing; for instance, there is a newer term “modern classic” which categorises a car that is less than 30 years as a classic because of the rarity of the model. For instance, a 1989 VW Golf GTI may be insured as a classic. Understanding what the insurer classifies as a classic helps to find the best cover and not ending up getting ordinary insurance.
Classic-Specific or General Insurer
Nowadays, more car insurance firms are offering insurance cover on classic cars. This is influenced by growing popularity of owning classics as well as better legislation. Nonetheless, as you compare classic car insurance, it helps to know whether the firm is classic-specific or a general insurance. Firms that specialise in this field are more knowledgeable and are more-likely to offer better bargains. The insurer is always in contact with classic cars enthusiast, valuers, as well as market trends. Finding the right value of the car is usually not a big problem unlike a general insurer who may not be well-versed in this field and is more-likely to charge you more.
Additional Cover Options
Classic car insurance plans are not the same. Some offer you the basic minimum while others throw in a few extras. Furthermore, the additional benefits also vary from one insurer to another. Comparing the different plans helps you choose the most suitable package. A good insurer will include additional cover options such as legal protection, breakdown cover, laid up cover, limited mileage discounts, EU cover and more. Always read through the fine print to learn more about the cover and also to avoid paying more for the extras.
To many people, classic and vintage cars are more than just machines. They are a treasure, a timeless piece-of-machine, a passion, and a hobby. This is why many spend lots of time, energy, and money to make certain their cars are always in topnotch condition. Nonetheless, even the best car stands the risk of getting into an accident. And the only way to be guaranteed that you will be able to restore the classic car in good time and to its earlier state is by getting the right insurance cover. This is only possible if you research and take time to compare classic car insurance options in the market.
It doesn’t matter how old you are!
We can get you a classic car insurance quote for all ages, you will be surprised at how cheap our quotes can be, There’s no obligation to buy from any of our insurers, just get a quote to see how much you can save. Make sure you’re getting a cheap insurance quote that covers you for the things that matter. In a few minutes, you could save a lot of money. Go ahead, get a quote now!
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